Dental Insurance – Granby, CT

Understanding How Dental Insurance Works

Although you pay monthly premiums for each type, dental insurance is actually quite different from medical insurance. While medical insurance places a lot of focus on treating problems, dental insurance benefits predominantly cover procedures that prevent problems in the first place because it is more cost effective to avoid issues than to fix them later on. If you want to get the most bang for your insurance buck, you can take advantage of preventive care and conservative treatment.

What Your Dental Insurance Plan Covers

Each dental insurance company can vary in their coverage, even between individual plans, but generally, plans tend to have these benefits:

• 80 to 100 percent coverage for preventive services (cleanings, checkups).
• 70 to 80 percent coverage for minor restorative care (tooth-colored fillings).
• About 50 percent coverage for major restorative treatment (dental crowns, bridge).

Some dental insurance plans also cover part of the cost of Invisalign treatment, but you will want to check your specific plan before beginning treatment. That way, you won’t have any financial surprises.

We Offer In-Network Savings & Welcome Out-of-Network Providers

Here at Salmon Brook Dental, we are proud to be in-network with several major dental insurance plans. What does that mean exactly? It means that you can save even more on your out-of-pocket costs. Even if we aren’t in-network with your dental insurance plan, our team would be glad to file claims for you and give you tips for saving money on your oral healthcare. To find out if we are in-network with your specific plan, just give us a call.

We are currently in-network with:

• Aetna
• Anthem
• Cigna
• Delta Dental
• Delta Dental Premier
• Guardian
• Lincoln Financial
• Metlife
• United Health Care